on the advantages and disadvantages of having an older car

Scarcity gives you insight, on what is really important.

When you don't have a lot of resources, you have the opportunity to focus on what's really important to you, hence giving you the opportunity to getting to really know yourself.

causes for bankruptcy

The analysis suggests nine groupings of financial and household situations among bankruptcy filers: car owners, homeowners, Black households, women, Black women, single mothers, the self-employed, property owners and people who have long-term struggles with debt.

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